Plain Talk® on retirement planning

I'm already saving or just starting to save for retirement »

Discover how much you need to save, what types of accounts you should use, and how to create a plan to reach your goals.

I'm preparing to retire »

Five years or less from retirement? Find out how Social Security, health care costs, and other issues may impact your retirement plans, as well as how to help make your money last.

I'm retired »

Learn how to withdraw your assets so you don't run out, when to take required minimum distributions (RMDs), and keep your portfolio on track.

Retirement planning tools »

Use our retirement planning tools to crunch some numbers and investigate different scenarios to help you invest for retirement.

Getting started

Invest in a Vanguard IRA®

›: Move your IRA or employer-plan assets to Vanguard
›: Open a Vanguard IRA
›: Contribute to your existing Vanguard IRA

Retirement accounts and services

›: Traditional and Roth IRAs
›: Annuities available through Vanguard
›: Retirement plans for small businesses and nonprofits
›: Required minimum distributions (RMDs)
›: Inherited IRAs

Open an account

Open a Vanguard® account or move assets from another financial institution.

Need assistance?

Contact Vanguard at
877-662-7447.

Vanguard Retirement Center