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Choose the simpler way to invest well: Vanguard Target Retirement Funds

A multifund portfolio that automatically becomes more conservative as you approach and enter retirement.

Investing for retirement doesn't have to be complicated. Whether you've just begun to save for this milestone or have already put your working years behind you, a single Vanguard® Target Retirement Fund can give you an efficient, well-diversified* portfolio—designed and managed according to your stage in life.

To learn more, click the fund that's closest to your retirement date.

Fund Name Your Current Age Years to Retirement
Vanguard® Target Retirement 2050 Fund 18–25 About 44
Vanguard® Target Retirement 2045 Fund 26–30 About 37
Vanguard® Target Retirement 2040 Fund 31–35 About 32
Vanguard® Target Retirement 2035 Fund 36–40 About 27
Vanguard® Target Retirement 2030 Fund 41–45 About 22
Vanguard® Target Retirement 2025 Fund 46–50 About 17
Vanguard® Target Retirement 2020 Fund 51–55 About 12
Vanguard® Target Retirement 2015 Fund 56–60 About 7
Vanguard® Target Retirement 2010 Fund 61–65 About 2
Vanguard® Target Retirement 2005 Fund 66–71 In retirement
Vanguard® Target Retirement Income Fund 72+ In retirement

*Diversification does not ensure a profit or protect against a loss in a declining market.

These fund suggestions are based on an estimated retirement age of approximately 65. Should you choose to retire significantly earlier or later, you may want to consider a fund with an asset allocation more appropriate to your particular situation.

Target Retirement Funds are subject to the risks associated with their underlying funds.

  
 
  
 

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